Day Care Centers & Preschool

U.S. Insurance Services Child Care Package is insurance uniquely designed to fulfill a wide variety of special insurance needs for Child Care Centers. The comprehensive program is designed to address both For-Profit and Non-Profit operations. Each policy is custom tailored to address each insured's unique exposure. Coverage Features General Liability Comprehensive general liability - limits to $3,000,000 Abuse and molestation coverage options - separate limits of liability available, Premises liability Personal injury liability Employee benefits liability Coverage for special events Child care organization professional liability - separate limits of $1,000,000/$3,000,000 Corporal punishment coverage available Umbrella - limits up to $10,000,000 Property Blanket limits available All risk on building, contents, loss of income and extra expense Computer equipment coverage Replacement cost endorsement Tuition Reimbursement coverage option under business income form Automobile Owned business automobiles Non-owned automobile exposure Hired automobile exposure Rental reimbursement Towing Minimum physical damage Buses, 15 passenger vans, private passengers Crime and Fidelity Employee Theft Theft of Money and Securities Documents Required for Proposal Child Care supplemental application Completed ACORD application Copy of current facility license Current year plus three prior years company loss runs Brochures and/or advertising materials Financial information if facility is for-profit Acceptable Exposures Non-profit and for-profit operations Swimming pools Field trips Staff to child ratios in conformance with state law Call 1-800-874-1738 x201