Monday, April 11, 2011

Crime Protection Plus


Crime Protection Plus is both comprehensive and flexible, providing Insured's with 6 broad Insuring Agreements and the ability to tailor coverage to meet their specific needs. Our Insured's receive competitive pricing and outstanding customer service. In addition, we have the capacity to offer limits up to $10,000,000.

Coverage Features

  • Coverage offered on a Loss Sustained or Discovery basis
  • Blanket ERISA Fidelity coverage for employee benefit plans
  • Definition of Employee includes temporary, leased, seasonal employees; as well as directors & officers, members of an LLC, volunteers, interns, guest students, and trustees
  • Automatic credit card forgery coverage (when the forgery or alteration insuring agreement is purchased)
  • Coverage for client's property built into the form
  • Optional third party fidelity coverage for eligible Insured's
  • Available on a mono-line basis or as a part of a comprehensive professional liability package

Benefits of the Program

  • Ability to purchase numerous coverages - such as Computer and Funds Transfer Fraud, Credit Card Forgery and Third Party Fidelity
  • Loss Sustained or Discovery based coverage available
  • Broad definitions of key terms such as "Employee" and "Volunteer"
  • Available mono-line or as part of a comprehensive professional liability package

Underwriting Criteria

  • Eligible risks include most commercial (non-financial institutions) accounts, including for- profit and non-profit
  • Audited financial statements for limit requests fo $1 million or higher
  • Third party application required if third party coverage requested

Target Classes:

  • Accountants
  • Business Services
  • Computer Consultants
  • Employee Benefit Plans
  • Foundations
  • Management Consultants
  • Manufacturers
  • Messenger Services
  • Municipalities
  • Non Profit Organizations
  • Membership Organizations
  • Printers
  • Professional Offices
  • Regional Utility Companies
  • Retail Companies
  • Schools
  • Social Services
  • Trade Associations
  • Wholesale Distributors
  • Museums and Art Galleries
  • AND MANY MORE CONSIDERED.

Prohibited Classes:

  • Armored Car Services,
  • Auctioneer
  • Automobile Dealerships
  • Banks and other Financial Institutions
  • Casinos
  • Check Cashing
  • Colleges and Universities
  • Hospitals and Nursing Homes
  • Jewelry Stores / Manufacturing
  • Labor Unions
  • Law Firms
  • Mortgage Banker / Broker
  • Pawn Shops
  • Race Tracks
  • Security Broker / Dealer
  • Security Guards
  • Stockbrokers
  • Transportation and / or Trucking Companies

Call 1-800-874-1738 x201

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