Wednesday, September 26, 2012


5 Easy Ways to Save on Health Care

With the rising cost of health care and no matching increase in wages, more and more people are choosing not to seek treatment or fill their prescriptions when they are sick since it is just too expensive. When it comes down to having to decide whether to pay your electric bill to keep your power turned on or to get a prescription filled, unfortunately the prescription often takes a backseat.
The good news is that there are many simple things you can do that can dramatically decrease the cost of health care and allow you to take care of yourself and your family without breaking the bank. Here are 5 easy ways to make health care more affordable.
Shop Around for Health Care
People are more than willing to shop around to save a dollar or two on the latest DVD or a pair of pants, but very few people do the same with their health care.
Just like in any industry, prices can vary greatly between doctors, hospitals and pharmacies. You can often find the same quality of care for a fraction of the cost simply by shopping around and comparing prices. Do keep in mind, though, that cost should not be the only deciding factor when choosing where you will get your health care. Be sure that the place offering the lowest price is reputable and offers high quality care before you jump into anything that you might regret.

Sunday, September 23, 2012

Medicare co insurance and Deductible


The beneficiary must pay some fixed amount in approved charges for covered Part B medical expenses each calendar year, and can be met by any combination of claims. Deductibles do not apply to flu and pneumococcal injections, clinical laboratory services, screening mammograms, pap smear collection, pelvic and breast exams, and prostate specific antigen (PSA) tests.

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