Condominium Associations

U.S. Insurance Services specializes in the Condominium Association Industry. The program is designed to offera comprehensive property and liability policy that addresses the unique coverage requirements of condominium associations. Coverage Features General Liability Comprehensive General Liability- limits to $3,000,000 aggregate Condominium Unit Owners, Committee Members, Managers or Lessors of Premises and Lessors of Leased Equipment as additional insured's Liability for common areas including swimming pools, tennis courts, lakes, playground equipment, etc. General Liability can be written mono-line Damage to Premises Rented to you, all covered causes of loss- $1,000,000 Personal and Advertising Injury-includes Abuse of Process, Discrimination Property Blanket limits with large in-house capacity All risk on building, contents, loss of income and extra expense Ordinance or Law-Increased Cost of Construction- $300,000 Ordinance or Law-Demolition- $300,000 Pollutant clean-up and removal- $35,000 Sewer back up to building limits Automobile Hired and non-owned auto coverage Coverage for owned automobiles is available Crime Employee Theft with the availability to include the property manager Theft of Money and Securities Acceptable Exposures 2/3 or greater owner occupancy Commercial occupancy up to 25% Buildings over 25 years Golf courses, seasonal occupancy, timeshares New buildings added prior to full occupancy Documents Required for a Proposal Completed and signed Application Completed ACORD applications Currently valued company loss runs for the previous four years Photo Plot Plan Financial Statement Optional Coverages Available Directors and Officers High Limit Umbrellas Liquor Liability Employee Benefits Liability Special Events Liability Guaranteed or Extended Replacement Cost property coverage Call 1-800-874-1738 x201