Churches & Houses of Worship

U.S. Insurance Services Religious Organization product focuses on established religious institutions whose primary function is a House of Worship. Other exposures such as special events, daycares, camps, schools and shelters can be included in the Religious Organization Package. General Liability limits up to $1,000,000 are available with Umbrella limits available up to $10,000,000. Some of the coverage features also available are noted below: Coverage Features General Liability Comprehensive General Liability Limits to $3,000,000 Abuse & Molestation coverage available for qualified accounts Personal Injury Liability Employee Benefits Liability Volunteers and Church Members as Additional Insured's Coverage for Fund-Raising Events Amended definition of bodily injury to include mental anguish Property Blanket Limits with large in house capacity. Special Causes of Loss on Building, Contents, Loss of Income and Extra Expense Water Backup of Sewers and Drains or Sumps - $25,000 Sign Coverage Stained Glass Coverage Ordinance & Law Coverage - Included up to Building Limit Fine Arts- $25,000 Agreed Value Endorsement available with property appraisal Automobile 15 passenger vans and buses are acceptable exposures Non owned and Hired car coverage Volunteers as Insured's coverage available Hired Car Physical Damage Rental Reimbursement for Private Passenger Vehicles Crime and Fidelity Employee Theft (Blanket Fidelity) Money & Securities Forgery or Alteration Submission Requirements Latest annual audited financial statement or 990 tax form Supplemental claim form, if applicable Call 1-800-874-1738 x201