Motorcycle Insurance

Selecting the right motorcycle insurance is like selecting the right motorcycle; you want to make sure it fits your needs, your lifestyle and your budget.

At U.S. Insurance Services we understand the needs of today’s rider. We offer a wide variety of motorcycle categories and insurance options along with the specialized protection and service to fit a rider’s needs and budget. Our commitment is to provide the best insurance options at the best available price. Whether you need insurance for your dressed down Harley or for your brand new scooter we have you covered!

1. Motorcycles we insure:
2. Harley’s
3. Power Cruisers
4. Cruisers
5. Touring Motorcycles
6. Scooters
7. Standard Motorcycles
8. High Performance Motorcycles
9. Sport Bikes
10. Trikes
11. Custom Construction
12. ATV
13. Mopeds

Coverages

Liability

Also known as bodily injury and property damage. Protects you against claims for injuries or property damages you are responsible for to others as a result of a motorcycle accident. Most states require liability coverage as the minimum insurance required to operate your bike.

Guest Passenger Liability

Protects you against claims for injuries to your passenger where you are legally responsible as a result of a motorcycle accident.

Uninsured Motorists

Pays for your injuries caused by an Uninsured driver in an accident that is not your fault.

Underinsured Motorists

Pays for your injuries caused by an Underinsured driver in an accident that is not your fault.

Medical Payments

Pays for the medical expenses for the rider and passenger.

Comprehensive/Collision

Also known as physical damage, provides insurance for damages to your bike resulting from fire, theft and most other perils. Also includes collision coverage for accidental damage to your bike.

Trike Conversions

This option is designed specifically for cycles that have been converted to a trike, or for those originally manufactured as a trike.

Safety Clothing, Towing & Trip Interruption Coverage

When physical damage is purchased this optional coverage pays for hotel and food expenses when your motorcycle breaks down more than 100 miles from home. Coverage also provides for towing and emergency road services as well as riding apparel that is damaged during a collision loss.

Motorcycle Insurance Discounts

We offer motorcycle riders many great discounts to choose from helping them save real money while also lowering the cost of their motorcycle insurance. Discounts available in most states.

• Transfer Discount – Save up to 20% when you transfer your motorcycle insurance to us.
• Homeowner Discount – Home, condo and mobile homeowner’s qualify.
• Mature Operator Discount – Folks over 40 can save big money!
• Motorcycle Safety Course Discount - Riders who complete a motorcycle safety course within the last 3 years can save 10%.
• NOTE: Coaches who teach any motorcycle safety course or riders that complete the Lee Parks "Total Control Advanced Riding Clinic(http://totalcontroltraining.net/)" qualify for an additional 10% discount.
• Theft Deterrent Discount – Motorcycles with audible, LoJack, GPS or other deterrent devices are eligible for a 5% discount.
• Rider Association Discount – Members of national riding groups such as HOGS, Gold Wing and Christian Motorcycle Riders groups are eligible for a 10% discount.
• Multi Unit – 10% discount for each and every motorcycle when 2 or more cycles are insured with us.
• Renewal Discount – Riders that renew their insurance with us claims free can save up to 20% on their policy.

Motorcycle Safety Foundation: http://online2.msf-usa.org/msf/Default.aspx

Riders Pledge:

http://www.us-insurance.com/insurance-products/consumer/motorcycle/downloads/Riders_Pledge.pdf