Monday, April 11, 2011

Hunting Leases

U.S. Insurance Services program is geared toward the outdoor activities of hunting and fishing, specifically where a guide is involved. An activity where a professional guide accompanies the client enhances the pleasure, knowledge and safety of all the participants. Some of our coverage features also available are noted below:

Coverage Features

Liability

  • Comprehensive General Liability – Limits up to $3,000,000
  • Premises Liability includes coverage for hunting and fishing tours, bow hunting and wing shooting preserves
  • Coverage available for fishing boats under 25 feet
  • Special coverage available for cross-country skiing, snowmobile and bike tours
  • This liability coverage protects outfitters, guides and clubs from claims brought by guests and others
  • Special Events Coverage for activities such as fishing contests, bow and hunting classes (This feature also extends to trade shows and other outdoor activities)
  • Protection and Indemnity coverage available for on water liability exposures

Property

  • Blanket Limits with large in-house capacity
  • All Risk on Building, Contents, Loss of Income and Extra Expense
  • Agreed Value Endorsement available with property appraisal
  • Inland Marine coverage floater developed for equipment such as cameras, radios, electronics, rods, reels, guns, boats and other property (Also includes property of others)

Automobile

  • Includes protection for both business and personal vehicles so long as vehicles are registered in company name
  • Coverage for hired and non-owned vehicles available

Directors’ and Officers’ Liability

  • Addresses membership discrimination allegations for hunting and fishing clubs

Acceptable Risks

  • Guided hunting, fishing, hiking, and photography
  • Guided cross country skiing Guided snowmobile tours
  • Guided bike tours (on road only)
  • Private Hunting Clubs
  • Private Fishing Clubs
  • Hunting preserves – wing shooting and bow hunting only

Documents Required for Proposal

  • Completed and signed Guides and Outfitters application and risk survey
  • Completed ACORD applications
  • Brochures and/or web site
  • Waiver of Liability
  • Evidence of proper licenses
  • “No loss” letter signed and dated by the insured for accounts below $10,000 in annual premium

Call 1-800-874-1738 x201

10 reasons to choose U.S. Insurance Services

  1. A+ rating by A.M. Best Company
  2. Premises Liability includes coverage for hunting / fishing tours, bow hunting and wing shooting preserves
  3. Claims adjusters dedicated to the G&O industry
  4. Ability to write property coverage
  5. All watercraft vessels less than 26 feet and up to 25HP are included for liability
  6. Medical payments included for $1,000
  7. Guided river or rafting tours acceptable in Class I or Class II rivers
  8. Ability to write private hunt lease clubs
  9. Fishing hatcheries are an acceptable niche
  10. Local field underwriting for superior service

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