Monday, April 11, 2011

Hospice


U.S. Insurance Services specializes in the Hospice Industry. Our Hospice Package is insurance uniquely designed to fulfill a wide range of special insurance needs for the Hospice sector. Each policy is custom tailored to address each insured’s unique exposures. We offer separate limits for General Liability, Professional Liability and Abuse & Molestation (if eligible). In addition, we offer a separate Director’s & Officers Liability policy.

Coverage Features

Liability

  • Comprehensive General Liability - Limits to $3,000,000
  • Employee Benefits Liability
  • Employees as Additional Insured’s
  • Professional Liability available on an Occurrence or Claims Made Form
  • Umbrella Limits – up to $15,000,000
  • Abuse & Molestation coverage options for eligible risks
  • Medical Payments with $15,000 limit

Excess Liability

  • Umbrella - Limits up to $15,000,000

Property

  • Blanket limits with large in-house capacity
  • Special causes of loss on building, contents, loss of income and extra expense
  • Crime, equipment breakdown, inland marine and all property coverage’s under one policy
  • Agreed Amount Endorsement available with property appraisal
  • No separate form needed for computer property, this is included under the personal property limit

Automobile

  • Owned automobile exposures
  • Non-owned automobile exposures
  • Volunteers and Insureds coverage available
  • Hired physical damage exposures
  • Rental Reimbursement for private passenger vehicles
  • Web-based Auto ID Card issuance
  • Online Defensive Driving Workshop

Crime

  • Employee Theft with limits up to $25,000
  • Theft, Disappearance and destruction of client property
  • Coverage for defense costs for any alleged breach of contract agreements, except breach of employment contract claims - $25,000

Professional Liability

  • Separate coverage part so no erosion of General Liability aggregate limit
  • Occurrence or Claims-Made Forms Available
  • Provides vicarious coverage for subcontracted physicians

Documents Required for Proposal

  • PIC Supplemental Hospice Application
  • Complete ACORD Applications
  • Copy of current facility license
  • Currently valued loss runs for the current year plus last three terms
  • Brochure, advertising materials, and website

Call 1-800-874-1738 x201

10 reasons to choose U.S. Insurance Services

  1. A+ “Superior” rating by A.M. Best Company
  2. Written on admitted paper
  3. Interest free monthly installments are available
  4. Property, Crime, Inland Marine, General Liability, Professional Liability and Umbrella Liability all with one carrier
  5. Sexual abuse & molestation coverage available
  6. Claims made or occurrence options
  7. Vicarious Liability for sub-contracted professionals
  8. GL Deluxe Endorsement available
  9. Property Elite Form available
  10. Umbrella limits available up to $15,000,000

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