The Environmental Division of the Great American Insurance Group provides a comprehensive portfolio of environmental insurance products to a broad array of industries. All products can be customized to address the specific risks and exposures of the client. The Environmental Division is staffed by only experienced underwriters and claims personnel who are deeply committed to client service and satisfaction.
Products:
· Premises Environmental Liability Insurance
· Indoor Air Quality and Mold Liability Insurance
· Contracting Services Environmental Liability Insurance
· Professional and Contracting Services Environmental Liability
· Professional Plus and Contracting Services Environmental Liability
· Excess Environmental Liability Insurance
· Closure and Post-Closure Financial Assurance
Capacity: $25 million
Claims Services
Broker Appointment Forms
The Environmental Advisor is our newsletter, touching on topical issues and developments and enabling you to get to know the Great American Insurance Group's Environmental Division a little better.
The Environmental Advisor, March 2011
The Environmental Advisor, November 2010
The Environmental Advisor, August 2010
The Environmental Advisor, December 2009
The Environmental Advisor, September 2009
The Environmental Advisor, June 2009
Premises Environmental Liability Insurance Policy
The policy covers bodily injury, property damage, legal expenses and clean-up costs resulting from pollution conditions associated with a covered location on a claims-made basis. It covers an insured’s pollution liability arising from non-owned disposal sites, transportation of products or wastes, and incidental contracting services. Coverage is available for new and historical pollution conditions arising from both sudden and gradual events. The definition of pollutants includes mold matter and legionella. The definition of property damages includes natural resource damage. A ten-year policy term is available for certain classes of business and coverage. The policy is suitable for environmental facilities including landfills, recyclers, water/waste-water treatment plants; real estate including apartments, condos, hotels, offices, shopping centers; chemical/petroleum facilities including distribution, manufacturing, storage, refining, pipelines, service stations; commercial facilities including agricultural, airports, colleges/universities, food industry, municipalities; healthcare faculties; and industrial facilities including general manufacturing, mining, pulp and paper, steel recyclers, and utilities. Legal expense is provided within the Limit of Liability.
Premises Environmental Liability Insurance Policy
Premises Environmental Liability Insurance Policy Product Profile
Application for Environmental Insurance
Supplemental Application for Premises Environmental Liability Insurance
Renewal Application for Premises Environmental Liability Insurance Policy
Indoor Air Quality and Mold Liability Insurance Policy
This policy provides claims-made coverage for bodily injury, property damage, legal expenses and building related clean-up costs resulting from pollution conditions associated with buildings on a covered location. Coverage is available for new and historical pollution conditions arising from both sudden and gradual events. The definition of pollutants includes mold matter and legionella. The policy responds to claims arising from, or the discovery of, pollutants on, at or within a building. Legal expense is provided within the limit of liability. Suitable for real estate including apartments, condos, hotels, offices, shopping centers; commercial facilities including colleges/universities, municipalities as well as healthcare facilities.
Indoor Air Quality and Mold Liability Insurance Policy
Indoor Air Quality and Mold Liability Insurance Policy Product Profile
Application for Environmental Insurance
Supplemental Application for Indoor Air Quality and Mold Liability Insurance
Contracting Services Environmental Liability Insurance Policy
This policy covers bodily injury, property damage, legal expenses and clean-up costs resulting from pollution conditions associated with Contracting Services on an occurrence basis. It also covers liability associated with non-owned disposal sites, transportation of products or wastes and owned locations on a claims-made basis. There is liability coverage for both ongoing contracting services along with completed operations coverage to provide protection after the job is finished. Coverage for a specific project is available. Sudden or gradual pollution events are covered plus loss and clean-up costs from pollution conditions that migrate from the job site or the insured’s covered locations. In addition there is discovery coverage for sudden pollution conditions at a job site Other benefits include blanket non-owned disposal sites, in-bound and out-bound transportation, legal expenses within the limits of liability and bodily injury including building related illness and medical and environmental monitoring. The definition of pollutants includes mold matter and legionella. The definition of property damages includes natural resource damage. A ten-year policy term is available on project policies with an additional completed operations period. This policy is suitable for many types of contractors including General Contractors, Specialty Trade Contractors and Environmental Contractors.
Contracting Services Environmental Liability Insurance Policy
Contracting Services Environmental Liability Insurance Policy Product Profile
Application for Environmental Insurance
Supplemental Application for Contracting Services Environmental Liability Insurance-General and Specialty Contractors
Supplemental Application for Contracting Services Environmental Liability Insurance-Environmental Consultants and Contractors
Renewal Application for Services Accounts
Professional and Contracting Services Environmental Liability Insurance Policy
This policy covers acts, errors and omissions arising from Professional Services performed by or on behalf of the Insured on a claims-made basis and bodily injury, property damage, legal expenses and clean-up costs resulting from pollution conditions associated with Contracting Services on an occurrence basis. There is liability coverage for both ongoing contracting services along with completed operations coverage to provide protection after the job is finished. It also covers liability associated with non-owned disposal sites, transportation of products or wastes and owned locations on a claims-made basis. In addition there is discovery coverage for sudden pollution conditions at a job site Other benefits include blanket non-owned disposal sites, in-bound and out-bound transportation, legal expenses within the limits of liability and bodily injury including building related illness and medical and environmental monitoring. The definition of pollutants includes mold matter and legionella. The definition of property damages includes natural resource damage. This policy is suitable for various types of contractors and consultants including Construction Managers, General Contractors, Specialty Contractors, Environmental Consultants and Environmental Contractors.
Professional and Contracting Services Environmental Liability Insurance Policy
Professional and Contracting Services Environmental Liability Insurance Policy Product Profile
Application for Environmental Insurance
Supplemental Application for Professional and Contracting Services, Environmental Liability Insurance and Professional Plus and Contracting Services-Environmental Liability Insurance-General and Specialty Contractors
Renewal Application for Services Accounts
Professional PLUS and Contracting Services Environmental Liability Insurance Policy
This policy is designed to provide coverage for acts, errors and omissions arising from Professional Services performed by or on behalf of the Insured on a claims-made basis. The policy also allows for indemnity protection for loss above the Design Professional’s errors and omissions limits. This policy covers bodily injury, property damage, legal expenses and clean-up costs resulting from pollution conditions associated with Contracting Services and completed operations on an occurrence basis. It also covers liability associated with non-owned disposal sites, transportation of products or wastes and owned locations on a claims-made basis. In addition, there is discovery coverage for sudden pollution conditions at a job site. Other benefits include blanket non-owned disposal sites, in-bound and out-bound transportation, legal expenses within the limits of liability and bodily injury including building related illness and medical and environmental monitoring. The definition of pollutants includes mold matter and legionella, the definition of property damages includes natural resource damage. This policy is suitable for a General Contractor operating under a design/build delivery methodology.
Professional Plus and Contracting Services Environmental Liability Insurance Policy
Professional Plus and Contracting Services Environmental Liability Insurance Policy Product Profile
Application for Environmental Insurance
Supplemental Application for Professional and Contracting Services, Environmental Liability Insurance and Professional Plus and Contracting Services-Environmental Liability Insurance-General and Specialty Contractors
Excess Environmental Liability Insurance Policy
This policy provides excess coverage for either a claims-made or occurrence primary pollution policy written by an approved and qualified environmental carrier. The coverage is designed for both new and historical conditions and covers either sudden or gradual pollution events. Qualified customers are those who have purchased a primary environmental insurance policy with a qualified environmental carrier subject to an underwriting review of the exposures and the primary policy terms and conditions.
Excess Environmental Liability Insurance Policy
Excess Environmental Liability Insurance Policy Product Profile
Application for Environmental Insurance
Closure and Post Closure Financial Assurance Policy
This policy provides the insured with a financial assurance mechanism to meet the needs for the closure and/or post closure costs of a regulated waste facility. It does so by allowing for payments directly to the regulatory agency for a full or partial closure and/or post closure costs. It pays on behalf of the insured and the company can deal directly with the regulatory agency on behalf of the Insured. The policy uses a deductible in lieu of retention for any retained amount, has modified cancellation provisions to comply with the financial assurance guidelines and assists the insured in meeting financial assurance obligations. This makes the policy suitable for any customer class that owns or operates a landfill, waste treatment unit or a hazardous waste treatment, storage or disposal facility and is required to post financial assurance costs to meet the regulatory guidelines under RCRA.
Closure and Post Closure Financial Assurance Policy Solid Waste Management Facility(ies)
Closure and Post Closure Financial Assurance Policy Hazardous Waste Facility(ies)
Closure and Post Closure Financial Assurance Policy Product Profile
Closure and Post Closure Financial Assurance Renewal Application
Application for Environmental Insurance
Supplemental Application for Closure and Post Closure Financial Assurance
Claims Services
The Environmental Division's specialized environmental claims handling capabilities include claims managed by attorneys with extensive relevant experience, a 24/7/365 capability to respond to your environmental emergencies with access to a nationwide network of consultants and remediation contractors, and a proven network of attorneys specializing in environmental matters. Claims management by the Environmental Division provides the technical expertise needed for every claim situation in a cost-effective manner with the personal attention, professionalism, and responsiveness you deserve.
Broker Agreement
Broker/Producer or Agent Application Form
Broker/Producer or Agent Application Form for Admitted Placements
Surplus Lines Filing Confirmation
TaxPayer Identification Number Request - W-9
All products are underwritten by one of the following surplus lines insurance subsidiaries of Great American Insurance Company:
| Company Name | | NAIC # |
| 5 | 37532 | |
| 13 | 41858 | |
| 10 | 38580 |
Click on the names of the underwriting insurers above for the insurance authority, by state, of each insurer.
The main administrative offices of these companies are located at:
The insurance product descriptions in the website are summarized. Please refer to the actual policy declarations and policy form for a complete description of all applicable terms, conditions, limits and exclusions.
The insurance products described in this website may not be available in all jurisdictions. The information presented on this website is not intended as a solicitation or offer to sell any insurance product in any jurisdiction in which such solicitation or offer, or any sale or purchase of the described insurance products would be unlawful under the insurance laws and regulations of such jurisdiction.
No comments:
Post a Comment