Business Owners Policy (BOP)

The BOP program with U.S. Insurance Services makes securing coverage easy, with one-stop shopping for professional and office coverage. Our Elite Enhancement provides for $10,000 (per person) medical payments, a triple liability aggregate limit, and additional insured on a blanket basis, among many other enhancements. Coverage Features General Liability Available occurrence limits: $300,000, $500,000, $1,000,000 Liability and Medical Expenses: Aggregate is three times the occurrence limit Products / Completed Ops: Aggregate is same as the occurrence limit Tenants Fire Liability: $50,000 "Per Person" Medical Expense Limit: $10,000 Optional Coverages EMPLOYED DISHONESTY Coverage is available for dishonesty or fraudulent acts of the insured's employees, at optional limits of $5,000, $10,000, $25,000, $50,000 or $1000, 000 per occurrence. MONEY AND SECURITIES Coverage for money and securities is available. The limits of insurance apply to on-premises and off-premises exposures. MECHANCIAL BREAKDOWN Coverage is available for boilers and pressure vessels and air conditioning units (capacity of at least 60,000 BTU) for sudden and accidental breakdown. OUTDOOR SIGNS Coverage is available for outdoor signs which are the property of the insured or the Property of others in the care, custody and control of the insured. INTERIOR GLASS Coverage is available for direct physical loss of or damage to items of glass that are permanently affixed to the interior walls, floors or ceilings of a covered building or structure. Documents Required for Proposal Completed application Company loss runs for current policy period plus last three "or" signed and dated no loss letter on company's letterhead Call 1-800-874-1738 x201