Boat Dealers

U.S. Insurance Services program is geared towards the comprehensive needs of the Boat Dealer. Coverage includes stock of boats, false pretense coverage and Boat Dealer's Legal Liability. Coverage Features General Liability Comprehensive General Liability - Limits to $3,000,000 Protection and Indemnity for watercraft liability exposures Employment Related Practices Liability Included Employee Benefits Liability Umbrella - limits to $15,000,000 Inland Marine Blanket limits with large in-house capacity Work boats Transit coverage Coverage available for Property Off Premises at Boat Shows and Exhibits Acceptable Exposures Apartments built in 1980 or newer Frame construction under 24 units per building Fitness centers and swimming pools Acceptable Exposures Apartments built in 1980 or newer Frame construction under 24 units per building Fitness centers and swimming pools Property Blanket limits with large in-house capacity Special causes of loss on building, contents, loss of income and extra expense Employee tools included for $25,000 Stock including boats held for sale Computer virus extraction included for $2,500 Sign coverage - attached or unattached - $25,000 False pretense coverage included for $50,000 Boat Dealer legal liability Spoilage of business personal property including bait - $10,000 Marina Operators Legal Liability available up to $1,000,000 limit Boat dealers' coverage for boats in the insured's care, custody, or control Underwriting Criteria and Documents Required for a Quote Boat Dealers, including ATV, Jet Ski sales are eligible Boat dealer sales must be 50% of total sales Dealership in operation for at least 3 years Motorcycle Dealers are ineligible Completed Application Completed Supplemental Application Brochures and/or website address Currently valued insurance company loss runs for the current year plus three prior years Latest financial statement For locations over 20 years old, we require detailed information on plumbing, electrical, heating, and roofing updates Call 1-800-874-1738 x201